Sending your hard-earned money to your family and loved ones just got easier with the new GCash Padala. Now you can send money to anyone even if they don’t have a GCash account. No need to head over to the nearest money remittance outlet just to send cash, when you can do it quickly and conveniently on your smartphone!
We all know how frustrating it is to know that you can’t send money to a friend or loved one because they don’t have a GCash account. Instead of asking them to sign up for GCash, why not send the money through GCash Padala? Your recipient doesn’t need to have a GCash account to claim the money you’ve sent through GCash Padala.
GCash Padala is a domestic money remittance service that allows all GCash users to send money to anyone in the Philippines. To send money via GCash Padala, all you have to do is to enter the recipient’s name and mobile number on the GCash app. The recipient can then claim the money at a GCash Padala partner establishment.
With this new remittance service, GCash aims to serve the financial needs of millions of Filipinos who don’t have access to the GCash platform, especially those without smartphones or an Internet connection. Currently, these customers are being served by established money remittance firms such as Palawan Express Pera Padala and M. Lhuillier Kwarta Padala.
The main advantage of GCash Padala over traditional money remittance services is that you don’t have to visit the remittance center to send money. All you need is a verified GCash account and you can send money to virtually anyone in the Philippines. Obviously, the recipient needs to personally claim the money at a GCash Padala partner outlet, but it’s way more convenient and hassle-free than going to a remittance center or pawnshop to send money.
If you don’t have a GCash account yet, you may check out this guide to learn how to sign up for a free GCash account and to verify it. You may also want to know how to add money or cash in to your GCash wallet by reading this article.
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How to Send Money Through GCash Padala
Follow these steps to send money to anyone through GCash Padala:
Step 1: Open the GCash app and login using your MPIN. Tap “Send Money.”
Step 2: Select “GCash Padala.”
Step 3: Enter your recipient’s full name, recipient’s contact number and the amount to send. The minimum amount to send is ₱500. Press NEXT when you’re done.
Step 4: Review your recipient’s details to ensure that they are correct. Also take note of the service fee. Finally, press the PAY button.
Step 5: Congratulations! You’ve sent money through GCash Padala. Both you and your recipient will receive SMS notifications with the reference number.
Take note that your recipient has up to 15 days to claim the money at a GCash Padala partner outlet. Unclaimed funds will be returned to the sender after 15 days.
How to Claim Money at a GCash Padala Partner
Currently, GCash Padala has over 2,000 partner outlets all over the Philippines. Here are the steps to claim the money at a partner outlet:
- Get the reference number from the sender or from the text message sent by GCash.
- Go to the nearest GCash Padala partner outlet.
- Fill out the cashout form with your name, reference number and amount.
- Give the form and your valid ID to the cashier.
- Receive the money and count it before leaving.
GCash Padala Rates and Service Fees
The minimum amount you can send through GCash Padala is ₱500 while the maximum amount is ₱5,000. You can check out the services fees and remittance rates below:
Frequently Asked Questions
Is GCash Padala free?
No. GCash Padala has a service fee of ₱5 when you send ₱500, and 1.5% of the principal amount when you send ₱500.01 to ₱5,000. For example, if you send ₱2,000, the service fee is ₱30.
What are the minimum and maximum amounts to send through GCash Padala?
The minimum amount you can send through GCash Padala is ₱500 and the maximum is ₱5,000.
What are the requirements for claiming the money?
The only requirements for claiming a GCash Padala cashout is a valid ID and the reference number.
When can the recipient claim the money?
The recipient can claim the money immediately as GCash Padala transactions are conducted in real time.
Where can the recipient claim the money?
The recipient can claim the money at a GCash Padala partner outlet. A full and updated list of partner outlets can be found here.
I didn’t receive a text message from GCash. What should I do?
If you didn’t receive a text confirmation from GCash, you may check your transactions on the GCash app to confirm that you have successfully sent the money. If you are the recipient, you can ask the sender for a copy of the reference number. You may also contact GCash for assistance by calling 2882.
What if I don’t know the address of the recipient?
No worries, the recipient’s address is not required when sending money through GCash Padala.
Do I need a GCash account to send money through GCash Padala?
Yes. You can only send money using the GCash app.
Does the recipient need a GCash account to claim the money?
No. The recipient can claim the money even without a GCash account.
Can I send money through GCash Padala to a GCash user?
No. You can’t send money to an existing GCash user. If you attempt to send money to a GCash-registered mobile number, the app will instead direct you to the “Express Send” screen to transfer money to his or her GCash wallet. You can only use GCash Padala to send money to a non-GCash user.
What happens if the money remains unclaimed after 15 days?
If the recipient fails to claim the money within 15 days, the money will be automatically returned to the sender’s GCash wallet.
GCash Padala definitely makes it easy to send money to anyone without a GCash account, simply using your GCash wallet. This is great news for those who don’t use GCash because they don’t have the know-how or because they don’t have a suitable device that can run the app.
The only downside is that GCash Padala only has relatively few outlets compared to other remittance companies, mostly made up of small sari-sari stores. Hopefully, the number of partner outlets will continue to grow as the remittance service gains traction among the millions of GCash users nationwide.