The Social Security System (SSS) and Asia United Bank (AUB) have introduced SSS LoanLite, a short-term microloan program for SSS members, according to a post on the agency’s Facebook page. Members will apply through AUB’s digital platform, and SSS said that the process is fully digital.
SSS said that the digital process gives members a safer and more convenient borrowing option and helps protect them from loan sharks and predatory online lenders.
The program follows an earlier partnership between the two institutions on the MySSS Card. In October 2025, AUB and SSS signed a memorandum of agreement to roll out the card through AUB’s HelloMoney e-wallet.
Under that agreement, members can receive benefits, loan proceeds and pensions through HelloMoney, and the card gives access to cash-in at 7-Eleven, EcPay and AUB branches. AUB also signed a 2015 agreement accrediting it as a conduit for releasing SSS loan proceeds and benefits.
LoanLite is not new to SSS, which has been adding partner banks in stages. UnionDigital Bank was the first to offer it, and SSS has named RCBC, Land Bank of the Philippines and UnionBank as other participating institutions.
LoanLite loans ranged from ₱1,000 to ₱20,000, with repayment periods of 15, 30, 60 or 90 days and an interest rate of 8 percent a year, or about 0.67 percent a month. Employed, self-employed, voluntary and OFW members with at least 12 posted monthly contributions may qualify, and applicants don’t need employer approval.
SSS President and CEO Victor Alfonso A. Limlingan thanked AUB for supporting the agency’s goal of expanding access to responsible credit and strengthening the financial security of its members, the post said.
Limlingan took office on October 16, 2026, succeeding Robert Joseph de Claro, who was appointed secretary of the Department of Information and Communications Technology (DICT). Limlingan plans to prioritize improving and expanding member loan programs.
SSS described the partnership as a shared effort by both organizations to use technology to make financial services available to more Filipinos.
The Facebook post did not give a date for when applications will open through AUB, which AUB app members will use, or the loan terms that apply through the bank.
Read this article to learn how to apply for SSS LoanLite.
