BDO Unibank is the largest commercial bank in the Philippines, while GCash is the most widely used mobile wallet application in the country. Not a few users are asking how to transfer money from BDO to GCash, so we’ve come up with this short guide.
GCash has several cash-in options such as online banking, credit cards and remittance centers. If you have a BDO online banking account, you can use it to transfer money to your GCash wallet via InstaPay. It’s quicker and easier than over-the-counter cash-in options like Bayad Center and Palawan Pawnshop.
Previously, BDO customers had to use their MasterCard or Visa cards to transfer money from their BDO account to their GCash wallet, since BDO was not available in the list of online banking cash-in options. Later on, GCash included BDO among its cash-in options for online banking.
If you don’t have a GCash account yet, you can read this article to learn how to sign up for a free account and use your mobile wallet.
Transfer Money From BDO to GCash Using the Mobile App
Transferring money from BDO to GCash is pretty straightforward.
Log in to your BDO online banking account through the BDO Personal Banking app.
Tap the “SEND MONEY” tab and then choose “To Another Local Bank.”
Select “Proceed without a template” and press “CONTINUE.”
![BDO to GCash transfer](https://techpilipinas.com/wp-content/uploads/2020/03/bdo-to-gcash-1.jpg)
Fill up the required information, such as name, mobile number and amount.
- Transaction Type: Choose “Credit to Other Bank”
- Transfer From: Select your bank account number
- Destination Bank: Choose “G-Xchange, Inc. 11-digits via InstaPay (GXI)”
- Destination Account Number: Enter your recipient’s GCash 11-digit mobile number
- Purpose of Transaction: Can be anything
- Template Name: Can be anything
Tap “CONFIRM” to proceed.
![Transfer money from BDO to GCash](https://techpilipinas.com/wp-content/uploads/2020/03/bdo-to-gcash-2.jpg)
Review your payment details. Take note that there is a ₱50 service charge for InstaPay transfers through BDO.
If everything is correct, tap “CONTINUE” to go ahead with the transaction.
![BDO to GCash transfer](https://techpilipinas.com/wp-content/uploads/2020/03/bdo-to-gcash-3.jpg)
Congratulations, you have successfully sent money from BDO to GCash.
You will receive a text message from GCash and an email from BDO confirming the fund transfer.
![BDO to GCash transfer successful](https://techpilipinas.com/wp-content/uploads/2020/03/bdo-to-gcash-4.jpg)
Be sure to check your GCash wallet to see if the money is already credited to your account. In most cases, the money will be transferred instantly to your GCash wallet.
Transfer Money From BDO to Gcash Through the BDO Online Banking Website
If you don’t have the BDO Personal mobile banking app, you can use Google Chrome or any browser and go to the BDO online banking website.
Log in to your BDO account. On the left navigation menu, click “Send Money” and select “To Another Local Bank.”
![BDO to GCash menu](https://techpilipinas.com/wp-content/uploads/2020/06/bdo-to-gcash-web-1.jpg)
Choose “Proceed without a template.” Click “Next.”
If you have a saved template, you can choose it instead.
![Select template](https://techpilipinas.com/wp-content/uploads/2020/03/bdo-to-gcash-web-2.jpg)
Enter the transaction details as follows:
- Settlement Type: The default choice is “Credit To Another Local Bank”
- Transaction Type: The default choice is “Credit to Other Bank”
- Transfer from: Choose your bank account number
- Amount: Enter the amount you want to send to GCash
- Destination Bank: Select “G-Xchange, Inc. 11-digits via InstaPay [GXI]”
- Destination Account Number: Enter the GCash number of your recipient
- Receiver Name: Enter the last name, first name and middle initial of your recipient
- Mobile Number: Enter the mobile number of your recipient
- Purpose of Transaction: You can write “GCash.”
You can also check “Save as New Template” if you want to save it as a template for future use.
Click “Submit” when you’re done.
![BDO to GCash transaction details](https://techpilipinas.com/wp-content/uploads/2020/06/bdo-to-gcash-web-3.jpg)
Review the details of your BDO to GCash fund transfer. If everything is correct and accurate, click “Continue.”
![Review transaction](https://techpilipinas.com/wp-content/uploads/2020/06/bdo-to-gcash-web-4.jpg)
Enter the one-time password (OTP) that was sent to your registered mobile number and click “Submit.”
If you didn’t receive an OTP within five minutes, just click the provided link to generate a new one.
![One-time password](https://techpilipinas.com/wp-content/uploads/2020/06/bdo-to-gcash-web-5.jpg)
Your BDO to GCash money transfer is now being processed. The transaction will usually be completed in a few minutes. You will receive a confirmation email from BDO and your recipient will also receive a text message from GCash.
![BDO to GCash transfer successful](https://techpilipinas.com/wp-content/uploads/2020/06/bdo-to-gcash-web-6.jpg)
Final Considerations
What if you entered the wrong payment details? In that instance, BDO will credit back the total amount, including service charge, to your account within 1-2 banking days.
In some cases, it will take some time for the money to be reflected in your GCash account. If after 24 hours, you still haven’t received the money, call the GCash hotline 2882. Be sure to check your BDO online banking account to confirm that the fund transfer pushed through.
That’s it! You’ve just learned how to transfer money from BDO to GCash easily and conveniently. Don’t forget to share this article with your friends who might be interested to know how to top up their GCash wallets using BDO.
![Tech Pilipinas Online Forum](https://techpilipinas.com/wp-content/uploads/2024/08/icon-forum.png)
Need help with this topic? Join our online forum and have your questions answered by our friendly tech experts! Post your tech-related questions and participate in the discussions. Registration is free! Click here to join now.
There’s no G Exchange on the list of other banks 🙁
Did you use the app or the website? I checked it now and I saw G-Xchange in the list of other banks.
Same here. I can’t see G-xchange now in the list. I am using the BDO mobile app.
No g exchange now. Its weird coz ive been using it all the time but today its gone
Try using BDO online banking on your browser.
There still no G-Xchange
I have been using this step since january this year but yesterday I tried and there’s no G exchange listed on other banks in both mobile app and website.
You can try it again. Another commenter said that the G-Xchange is only available on weekdays. I will try to confirm if what she said is true.
In both app and web, there is no G-Xchange
Because of the new update I guess BDO transfer to any bank is not working?
Having the same issue, i just use it yesterday and currently it’s not there.
Hello Guys!
We all have the same problem, but what I noticed was whenever I tried to do the transfer on weekends, the GCash from BDO it’s either BDO web or apps the GCash wasn’t there. And when i do it on weekdays (Philippine time) I can see it. So, probably it’s only weekdays. Try it.
Cheers,
Vanessa
Thank you for the heads up. Yes, I just saw G-Xchange on both the mobile app and the website. I will try to confirm your discovery this weekend.
Can’t see g-exchange now but I used it last night