How to Transfer Money From BDO to GCash

BDO Unibank is the largest commercial bank in the Philippines, while GCash is the most widely used mobile wallet application in the country. Not a few users are asking how to transfer money from BDO to GCash, so we’ve come up with this short guide.

GCash has several cash-in options such as online banking, credit cards and remittance centers. If you have a BDO online banking account, you can use it to transfer money to your GCash wallet via InstaPay. It’s quicker and easier than over-the-counter cash-in options like Bayad Center and Palawan Pawnshop.

Previously, BDO customers had to use their MasterCard or Visa cards to transfer money from their BDO account to their GCash wallet, since BDO was not available in the list of online banking cash-in options. It was only recently that GCash included BDO among its cash-in options for online banking.

If you don’t have a GCash account yet, you can read this article to learn how to sign up for a free account and use your mobile wallet.

Transfer Money From BDO to GCash Using the Mobile App

Transferring money from BDO to GCash is pretty straightforward.

Log in to your BDO online banking account through the BDO Personal Banking app.

Tap the “SEND MONEY” tab and then choose “To Another Local Bank.”

Select “Proceed without a template” and press “CONTINUE.”

Fill up the required information, such as name, mobile number and amount.

• Transaction Type: Choose “Credit to Other Bank”
• Transfer From: Select your bank account number
• Destination Bank: Choose “G-Xchange, Inc. 11-digits via InstaPay (GXI)”
• Destination Account Number: Enter your recipient’s GCash 11-digit mobile number
• Purpose of Transaction: Can be anything
• Template Name: Can be anything

Tap “CONFIRM” to proceed.

Review your payment details. Take note that there is a ₱50 service charge for InstaPay transfers through BDO.

If everything is correct, tap “CONTINUE” to go ahead with the transaction.

Congratulations, you have successfully sent money from BDO to GCash.

You will receive a text message from GCash and an email from BDO confirming the fund transfer.

Be sure to check your GCash wallet to see if the money is already credited to your account. In most cases, the money will be transferred instantly to your GCash wallet.

Transfer Money From BDO to Gcash Through the BDO Online Banking Website

If you don’t have the BDO Personal mobile banking app, you can use Google Chrome or any browser and go to the BDO online banking website.

Log in to your BDO account. On the left navigation menu, click “Send Money” and select “To Another Local Bank.”

Choose “Proceed without a template.” Click “Next.”

If you have a saved template, you can choose it instead.

Enter the transaction details as follows:

• Settlement Type: The default choice is “Credit To Another Local Bank”
• Transaction Type: The default choice is “Credit to Other Bank”
• Transfer from: Choose your bank account number
• Amount: Enter the amount you want to send to GCash
• Destination Bank: Select “G-Xchange, Inc. 11-digits via InstaPay [GXI]”
• Destination Account Number: Enter the GCash number of your recipient
• Receiver Name: Enter the last name, first name and middle initial of your recipient
• Mobile Number: Enter the mobile number of your recipient
• Purpose of Transaction: You can write “GCash.”

You can also check “Save as New Template” if you want to save it as a template for future use.

Click “Submit” when you’re done.

Review the details of your BDO to GCash fund transfer. If everything is correct and accurate, click “Continue.”

Enter the one-time password (OTP) that was sent to your registered mobile number and click “Submit.”

If you didn’t receive an OTP within five minutes, just click the provided link to generate a new one.

Your BDO to GCash money transfer is now being processed. The transaction will usually be completed in a few minutes. You will receive a confirmation email from BDO and your recipient will also receive a text message from GCash.

Final Considerations

What if you entered the wrong payment details? In that instance, BDO will credit back the total amount, including service charge, to your account within 1-2 banking days.

In some cases, it will take some time for the money to be reflected in your GCash account. If after 24 hours, you still haven’t received the money, call the GCash hotline 2882. Be sure to check your BDO online banking account to confirm that the fund transfer pushed through.

That’s it! You’ve just learned how to transfer money from BDO to GCash easily and conveniently. Don’t forget to share this article with your friends who might be interested to know how to top up their GCash wallets using BDO.