When paying online, your regular bank card might not work as expected – especially when the purchase is in U.S. dollars. Many banks block such transactions by default or require additional verification. This slows down the payment process and can lead to failed purchases. For example, when signing up for a foreign service like cloud storage or a VPN, a transaction may be declined simply because it’s in a different currency.
To avoid such issues, more users are turning to prepaid virtual cards denominated in U.S. dollars. These standalone cards function like regular bank cards but are not tied to a primary account. They’re issued by platforms that operate independently of local banking restrictions. You preload funds to the card and determine the balance yourself.
What to look for when choosing a card
Some platforms offer cards with high spending limits and customizable settings. This is particularly useful for users who work with international ad networks or purchase digital products in bulk. Below are three providers offering optimized solutions for users who need to pay in dollars quickly and securely.
Top 3 providers of virtual prepaid dollar cards
1. PSTNET
PSTNET issues virtual cards compatible with most international websites. These cards are suitable for purchases, subscriptions, and ad payments. You can fund them via cryptocurrency or bank transfer. Funds first arrive in an internal account, then are transferred to the card of your choice.
The platform offers different types of cards. For advertisers, cashback-enabled cards are available. For subscriptions and general shopping, standard virtual prepaid Mastercard and Visa cards are provided. Users choose the funding amount themselves. There are no fees for payments, withdrawals, or even freezing a card.
Additional features include sign-up via Telegram, Google, or email. All cards are protected with 3D Secure, and account access is secured with two-factor authentication. Support is available 24/7 via Telegram. A built-in bot sends verification codes – especially handy for mobile transactions.
Supported funding methods include 18 cryptocurrencies, SEPA/SWIFT bank transfers, and third-party bank cards. You can use BTC, USDT, ETH, and other major coins.
Key advantages:
- Funding via crypto, bank transfers, or third-party cards
- No limits on the number of cards, spending, or funding (you set your own limits)
- Multiple card types: for ad payments, online shopping, unlimited spending
- No fees for payments, withdrawals, or frozen card management
- Protected with 3D Secure and two-factor authentication
- Sign-up via Telegram, Google, Apple ID, WhatsApp, or email
- Telegram bot for code delivery and payment notifications
- Intuitive mobile app for managing cards from anywhere
- 24/7 support via Telegram and other channels
2. Ezzocard
For users who prefer not to register, Ezzocard is a simple solution. It allows you to buy a virtual card without creating an account. Visit the website, choose your card denomination, and make the purchase. These are single-use cards that work with most international merchants.
This option is ideal for one-off purchases, such as orders from a global marketplace. Supported payment methods include cryptocurrency and Visa cards. Denominations range from $10 to $2,000. The card issuance fee is included in the price, and no additional transaction fees apply.
All cards are protected with 3D Secure. Customer service is available via email for any questions prior to purchase.
Key advantages:
- No registration required
- Supports crypto and Visa for payment
- Instant card issuance on the website
- Suitable for purchases, subscriptions, and online ads
- Cards available from $10 to $2,000
- All cards are single-use
- Issuance fee included in the card price
- Secured with 3D Secure
3. Revolut
Revolut is more than just a card – it’s a full-featured money management app. You can open an account, issue a virtual card, and use it immediately for international purchases. Its main advantage is the multi-currency account, which allows you to hold and spend dollars, euros, lei, and other currencies. Currency conversion is near-market-rate and fee-free on weekdays.
The app provides real-time expense notifications. This helps you track spending and identify where your money is going. Revolut is suitable for users who frequently shop in dollars or travel internationally. Single-use cards can be linked to Apple Pay or Google Pay.
Accounts can be funded via bank transfer or another card. To get started, download the app and complete verification.
Key advantages:
- Virtual card available immediately after sign-up
- One account, multiple currencies: USD, EUR, and more
- Currency exchange at market rate with no fee on weekdays
- Real-time spending notifications in the app
- Single-use cards compatible with Apple Pay and Google Pay
- 24/7 support via the app
- Funding via bank transfer or card
Why prepaid dollar cards are worth considering
Paying in U.S. dollars with standard bank cards in local currencies often results in double currency conversions – first into euros, then into dollars. This isn’t immediately visible at checkout but impacts the final cost. Virtual USD cards eliminate that confusion: you see the exact amount and avoid exchange rate losses.
Additionally, virtual prepaid cards don’t expose your primary card’s data, lowering the risk of data breaches – especially when using unfamiliar platforms.
These cards are also suitable for large payments. For instance, when paying for software licenses or launching ad campaigns at scale, your regular card might hit a daily limit – or the bank might flag the transaction as suspicious. With a virtual card, you set the limit yourself and know immediately whether the payment will go through. You can preload the card with the necessary amount and complete the transaction without delays – critical when timing matters for a discount or campaign launch.
Example: Purchasing an annual SaaS subscription with a 30% discount may require a large upfront payment. A traditional card might decline it without phone confirmation. A prepaid card lets you pay instantly, without extra steps.
Conclusion
Virtual prepaid dollar cards are a reliable way to spend in U.S. dollars when traditional bank cards fall short. They simplify payments for digital subscriptions, services, and international purchases by eliminating the risk of blocks, unexpected fees, or administrative hurdles.
You can issue separate cards for different purposes – one for cloud services, another for ad accounts, and a third for personal purchases. If a subscription auto-renews and you forgot to cancel, a regular card will still be charged. A prepaid card, however, simply won’t process the payment unless it’s funded – helping you avoid unwanted expenses.
The key is choosing a provider that supports flexible funding, manual limit setting, and real-time spending visibility. For anonymous usage, single-use cards are ideal. For flexibility and convenience, apps with multi-currency support are the way to go.
These cards work where traditional banks can’t. They offer a simple, unrestricted way to pay in dollars – no matter where you are.
