If you’re a PhilHealth voluntary member or an OFW, it’s your obligation to pay your PhilHealth contributions on time since you don’t have an employer who can do it for you. But paying your PhilHealth contributions can often be tiring and bothersome as you have to go to a PhilHealth collecting agent to pay your monthly premiums. The good thing is that you can now pay your PhilHealth contributions online, saving you time and effort.
I’ve been self-employed for as long as I can remember, and I used to pay my PhilHealth contributions by going to the PhilHealth office several kilometers away. It’s a hassle but I had to do it to remain qualified for benefits. Now that the government has started to move many of their services online, I can now pay my SSS, Pag-IBIG and PhilHealth contributions through the Internet. I just have to log in to my various online banking accounts and mobile wallets and pay my dues. It’s convenient and hassle-free.
So if you want to know how to pay your PhilHealth contributions online, read on. I’ve come up with this guide to help you pay your PhilHealth contributions using your bank account or mobile wallets like GCash. After this, you will no longer have to personally go to the PhilHealth office or collecting agent to pay your monthly premiums.
PhilHealth Online Payment Using Moneygment App
Moneygment, according to its website, is a “mobile application that serves as a financial solution for self-employed individuals, small to medium enterprises, OFWs, and unbanked Filipinos.”
I already have several mobile wallets like GCash, PayMaya and Coins.ph, and I’m quite wary about installing another app, especially a new one like Moneygment. But the app claims to offer online payments for Pag-IBIG, PhilHealth and SSS which are otherwise unavailable in other e-wallets. So I decided to give it a try and report my findings here.
First, you need to install the Moneygment app from Google Play and the App Store. Launch the app and tap “Register Now.”
Enter your email address and password. Click “REGISTER.”
You will receive an email with a verification link. Click that link to activate your Moneygment account.
Go back to the app and log in using your email and password. A message will show up inviting you to create your profile. Click “CREATE.”
Enter your personal information like name, birthdate, gender, phone number and source of funds. Tap “NEXT.”
Enter your address including city, province and zip code. Press “NEXT.”
Enter the account numbers for your SSS, PhilHealth and Pag-IBIG memberships. All fields are optional. Tap “SAVE.”
Choose “Pay Pag-IBIG, Philhealth & SSS” on the Moneygment app home screen.
Tap the PhilHealth tab at the bottom. Enter your monthly salary. You can also change your payor type (self-employed, voluntary, OFW or employer) and the term (monthly, quarterly, semi-annual or annual). Tap “SUBMIT.”
Review your transaction summary. Tap “CONFIRM.”
Choose your mode of payment, whether your Moneygment wallet, bank deposit, ECPay, Dragonpay, 7-11 or PayPal. Tap “PROCEED.”
In this example, I chose Dragonpay. I suggest that you choose Dragonpay because you can use your online banking account with BDO, BPI, Metrobank, RCBC, UnionBank and several other local banks.
You can also choose “Bank Deposit” and Moneygment will send you an email with instructions on how to pay through online banking. After making the fund transfer, you’ll have to send a photo or scanned copy of your deposit slip to [email protected].
For either option, it will take 2-3 days for Moneygment to verify your payment and post it to your PhilHealth account.
Choose “Online Banking” unless you prefer GCash or over-the-counter payments. Tap “Proceed.”
Select the source. You can choose from any of the following:
- Dragonpay prepaid credits
- BDO Internet banking
- BPI Express Online
- Metrobank Direct
- Landbank
- RCBC online banking
- UnionBank
- Coins.ph
- GrabPay
Check the box next to “I agree to the Terms and Conditions” and click “Select.”
Tap the button that says “Send Instructions via Email/Mobile” to receive a link to the payment instructions. Follow the instructions in that link.
Log in to your online banking account (BDO, BPI, Metrobank, Unionbank, etc.) and send a payment or make a fund transfer to Dragonpay. The account number for Dragonpay is listed in the payment instructions. Make sure that you entered the correct amount.
After making the payment, validate your payment by entering the last 6 digits of the reference number using the link provided in the payment instructions.
You will receive additional emails from Dragonpay and Moneygment confirming your payment. Keep in mind that it will take 2-3 business days for Moneygment to verify your payment. So even if Dragonpay has already validated your payment, it will still take some time for your PhilHealth contribution to be posted.
In any case, you will receive another email from Moneygment informing you that your payment has been verified and posted to your PhilHealth account. You can then log in to the PhilHealth online portal to check that your contribution has already been posted. You can read this article to learn how to check your PhilHealth contributions online.
Using the Moneygment app to pay your PhilHealth contributions online might take a little bit of work but it certainly beats going to the PhilHealth office or collecting agent. The main drawback is that takes a few days for your payment to be posted to PhilHealth. Still, if you don’t have the time or motivation to go to their office or payment center, then the Moneygment app is a great way to pay your PhilHealth contributions without ever leaving the house.
Conclusion
PhilHealth seems to be lagging behind other government agencies when it comes to harnessing the power of the Internet. The PhilHealth website is outdated and online payment options are limited for self-employed or voluntary members. Hopefully that will change in the near future. I will update this article if I discover another way to pay your PhilHealth contributions online.
