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How to Pay Your PhilHealth Contributions Online (2023 Updated Guide)

You can pay your PhilHealth contributions online without going to the PhilHealth office or collecting agent

Luis Reginaldo Medilo by Luis Reginaldo Medilo
January 5, 2023
in Government
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If you’re a PhilHealth voluntary member or an OFW, it’s your obligation to pay your PhilHealth contributions on time since you don’t have an employer who can do it for you. But paying your PhilHealth contributions can often be tiring and bothersome as you have to go to a PhilHealth collecting agent to pay your monthly premiums. The good news is that you can now pay your PhilHealth contributions online, saving you the time and effort.

I’ve been self-employed for as long as I can remember, and I used to pay my PhilHealth contributions by going to the PhilHealth office several kilometers away. It’s a hassle but I had to do it to remain qualified for benefits. Now that the government has started to move many of their services online, I can now pay my SSS, Pag-IBIG and PhilHealth contributions through the Internet. I just have to log in to my various online banking accounts and mobile wallets and pay my dues. It’s convenient and hassle-free.

So if you want to know how to pay your PhilHealth contributions online, please read on. I’ve come up with this guide to help you pay your PhilHealth contributions using your bank account or mobile wallets like GCash. After this, you will no longer have to personally go to the PhilHealth office or collecting agent to pay your monthly premiums.

Table of Contents

  • PhilHealth Online Payment via the PhilHealth Member Portal
    • Login to the PhilHealth Member Portal
    • Generate the Statement of Premium Account (SPA)
    • Choose the Accredited Collecting Agent
    • Review Your Payment Summary
    • Choose Your Payment Option
    • Payment Option 1: Credit or Debit Card
      • Enter Your Card Information
      • Enter the OTP or Authentication Code
    • Payment Option 2: Mobile Wallet
      • Select the “Mobile” Tab
      • Select “GCash”
      • Login to GCash
      • Review Your Payment Details
    • Payment Option 3: Over the Counter
      • Select the “Over the Counter” Tab
      • Select “USSC”
      • Check Your Email For the Instructions
    • Quick Summary on How to Pay PhilHealth Online
  • Frequently Asked Questions
  • Conclusion

PhilHealth Online Payment via the PhilHealth Member Portal

The PhilHealth website now offers an easy and convenient way to pay your PhilHealth monthly contributions through the Internet. All you have to do is to login to the PhilHealth member portal and pay your contributions using GCash and other payment methods. But first, make sure that you have already updated your monthly income, otherwise it will produce an error and you won’t be able to proceed to payment.

If you don’t have a PhilHealth online account yet, you can sign up for your free account here. Be sure to have your PhilHealth identification number ready. If you forgot your PhilHealth number, you can read this article to learn how to recover your lost or forgotten PhilHealth number.

Login to the PhilHealth Member Portal

The first step to pay your PhilHealth contributions online is to login to the PhilHealth member portal on your web browser (e.g. Chrome). You can also use the browser on your mobile phone. Enter your PhilHealth number and password as well as the captcha code. Click “Log In.”

PhilHealth member portal

Once you are logged in to your PhilHealth member account, click “Payment Management” and then “Generate SPA” on the left sidebar menu. If you’re using a mobile browser, you can access the menu by clicking the square icon with three lines.

Generate SPA

Generate the Statement of Premium Account (SPA)

You’ll be taken to the Generate SPA page (SPA stands for “Statement of Premium Account”). Look for “Premium Payment Option” (it’s below the Member Information section) and then click the dropdown box to select the number of months you want to pay. You can pay a minimum of 1 month and a maximum of 36 months.

Pay PhilHealth online

Your payment details will now be shown, including the total amount due which is based on your declared monthly income. Click the “Generate Statement of Premium Account (SPA)” button to proceed.

Generate SPA

A popup will appear with the message: “You are about to generate SPA for this applicable period. Click YES to proceed otherwise click NO.” Click “Yes” to generate the SPA.

Generate SPA

Your SPA has been generated. To proceed to payment, click the “Pay” button.

You can delete the SPA by clicking “Delete.” You can also view or print your SPA by clicking “View/Print SPA.”

How to pay PhilHealth online

Choose the Accredited Collecting Agent

At the moment, the only collecting agent available is MYEG Philippines. Click the MYEG Philippines logo to continue.

Accredited collecting agent

Another popup will ask you, “Are you sure you want to pay through MYEG?” Click “Yes” to proceed to the payment page or “No” to log out of the PhilHealth member portal.

Accredited collecting agent

Review Your Payment Summary

Review your payment summary including your name, SPA number, applicable period, amount and due date. Click “Next” when you’re done.

How to pay PhilHealth online

Choose Your Payment Option

Choose from any of the following payment options:

  • Credit/Debit Card
  • Mobile
  • Over the Counter

In the next sections, I’ll teach you how to pay your PhilHealth contributions online using your credit/debit card and mobile wallet (GCash).

Pay PhilHealth contribution online

Payment Option 1: Credit or Debit Card

PhilHealth accepts credit/debit card payments (Visa, MasterCard or JCB). Here are the steps to pay PhilHealth online using your credit or debit card:

Enter Your Card Information

Enter the following card information on the provided fields:

  • Name on card – Write your complete name.
  • Card number – Enter the 16-digit Visa, MasterCard or JCB card number.
  • Expiry date – Enter in MM/YY format. For example: 04/23 for April 2023.
  • CVV – Enter the 3-digit security code at the back of your card.

After filling out your card information, review your payment details, taking note of the convenience fee. Click “Proceed” to go to the next step.

Pay PhilHealth online

Wait a few seconds as the payment processor checks your card details and processes your payment.

Enter the OTP or Authentication Code

You may be asked to authenticate the payment transaction by entering a one-time password (OTP) that was sent to your mobile number. Enter the OTP and click “Confirm.”

Authenticate transaction

Congratulations! You have successfully paid your PhilHealth contribution using your credit/debit card. You will receive an email from MYEG Philippines confirming your successful transaction. You can also login to the PhilHealth member portal and click “Premium Contributions” to check if your payment has been posted to your PhilHealth account.

Payment successful

Payment Option 2: Mobile Wallet

If you don’t have a credit or debit card, you can use your mobile wallet, specifically GCash, to pay PhilHealth online. If you don’t have a GCash account, you can sign up here. You can also read this article to learn how to register and verify your GCash account.

Select the “Mobile” Tab

To choose a mobile wallet as your payment method, click the “Mobile” tab as shown on the screenshot below.

How to pay PhilHealth online

Select “GCash”

Choose your preferred mobile wallet. At the moment, the only one available is GCash. Click the GCash logo and then click “Proceed.”

Pay PhilHealth using GCash

Login to GCash

You’ll be asked to login to GCash. Enter your GCash mobile number and then click “NEXT.”

Take note that you should only enter the last 10 digits of your mobile number, since the prefix +63 is already provided. For example, if your number is 09123456789, only enter 9123456789 (without the first digit 0).

Login to pay with GCash

A 6-digit authentication code will be sent to your mobile number. Enter the code and then click “NEXT” to continue.

Login to pay with GCash

Finally, enter your 4-digit MPIN (the one that you use to login to the GCash app). Click “NEXT” to proceed to payment.

Login to pay with GCash

Review Your Payment Details

Now it’s time to review your payment details. Make sure that you have enough money in your GCash wallet to pay for the transaction. Read this article to learn how to add money to your GCash wallet.

Click the “PAY” button to submit your payment.

Pay PhilHealth online

If everything goes well, you will have successfully paid your PhilHealth contribution using GCash. You will receive an email from MYEG Philippines informing you of the successful payment. You will also receive a text message from GCash.

Click “BACK TO MERCHANT” to go back to the MYEG Philippines page.

Payment successful

Congratulations! You have successfully paid your PhilHealth contribution using GCash. You can check if your payment has been posted by logging in to the PhilHealth member portal and clicking “Premium Contribution.”

Payment successful

Payment Option 3: Over the Counter

If you don’t have a credit/debit card or a GCash account, you can pay your PhilHealth contribution over-the-counter. Just select an over-the-counter payment channel and follow the instructions that will be sent to your email.

Select the “Over the Counter” Tab

To choose over-the-counter payment, click the “Over the Counter” tab as shown on the screenshot below.

Pay PhilHealth over the counter

Select “USSC”

Choose your preferred over-the-counter payment channel. At the moment, only USSC (indicated by the letter U) is available. Click the USSC logo and then click “Proceed” at the bottom of the page.

PhilHealth over the counter payment

Check Your Email For the Instructions

The payment instructions have been sent to your email. Follow these instructions and go to the nearest USSC branch to pay your PhilHealth contribution in cash. You must pay the exact amount stated in the email. Any excess amount will be forfeited and any payments made with less than the amount indicated will not be processed.

Pending transaction

Quick Summary on How to Pay PhilHealth Online

  1. Login to the PhilHealth member portal.
  2. Click “Payment Management” on the menu.
  3. Click “Generate SPA.”
  4. Select the number of months you want to pay under “Premium Payment Option.”
  5. Your payment details will be shown. Click “Generate Statement of Premium Account (SPA).”
  6. A popup will appear. Click “Yes.”
  7. Review your payment details and click “Pay.”
  8. Click the MYEG Philippines logo.
  9. A popup will appear. Click “Yes.”
  10. Review your payment summary. Click “Next.”
  11. Choose your payment option (Credit/Debit Card, Mobile or Over the Counter).
  12. If you choose “Credit/Debit Card” payment:
    1. Enter your credit/debit card information.
    2. Click “Proceed.”
    3. Enter the one-time password (OTP) sent to your mobile number. Click “Confirm.”
  13. If you choose “Mobile” payment:
    1. Click the “Mobile” tab.
    2. Click the GCash logo and then “Proceed.”
    3. Enter your GCash number and click “NEXT.”
    4. Enter the 6-digit authentication code sent to your mobile number. Click “NEXT.”
    5. Enter your 4-digit MPIN and click “NEXT.”
    6. Review your payment details and click “PAY.”
    7. Click “BACK TO MERCHANT.”
  14. If you choose “Over the Counter” payment:
    1. Click the “Over the Counter” tab.
    2. Click the USSC logo and then “Proceed.”
    3. Check your email for the payment instructions.
    4. Go to the USSC branch to pay your PhilHealth contributions in cash.

Frequently Asked Questions

When will my payment be posted to my PhilHealth account?

Your payment will be posted as soon as make the payment and receive the confirmation email of your successful transaction.

How can I check if my PhilHealth payment has been posted?

You can check your PhilHealth payments by logging in to the PhilHealth member portal. Click “Premium Contribution” to view a list of your paid contributions.

Can I pay PhilHealth if my GCash account is unverified?

Yes, you can pay PhilHealth even if you have a basic or unverified GCash account. Unverified GCash accounts can pay bills but cannot make online cash-in transactions.

Can I use my GCash MasterCard to pay online?

Yes, the GCash MasterCard is a debit card and can be used to pay your PhilHealth contributions online. Read this article to learn more about the GCash MasterCard and how to get one.

I tried to generate a SPA but I get an error message. What should I do?

If you get an error that says “SPA generation cannot proceed, please update member’s monthly income,” that means that you must update your monthly income with the PhilHealth. To do this, download, print and fill out the PhilHealth Member Registration Form (PMRF) and email it to [email protected]. Make sure that you checked “Updating/Amendment” and included your monthly income.

Conclusion

It’s a good thing that PhilHealth is now allowing self-employed and voluntary members to pay their monthly contributions online. You no longer need to visit the PhilHealth office or collecting agent just to pay your contributions, which is a big deal especially if you are living in a far-flung place. Just get your mobile phone and login to the PhilHealth website to pay your premiums using your bank card or GCash wallet. It has never been this easy!

If you have any questions and concerns about your PhilHealth membership, call the hotline number 8441-7442 or email [email protected].

Tags: Philhealth
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Luis Reginaldo Medilo

Luis Reginaldo Medilo

Luis is the founder and editor of Tech Pilipinas. A former DOST scholar and electronics engineering student, he is passionate about technology and how it can change the world for the better.

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Comments 9

  1. WanderWAHM says:
    3 years ago

    I can’t process my Philhealth payment. Whenever I press Philhealth tab, it says Coming Soon. Are you using an Android app here?

    Reply
    • Luis Reginaldo Medilo says:
      3 years ago

      I think they temporarily removed the feature.

      Reply
  2. Fritz says:
    3 years ago

    Hi! I emailed PhilHealth asking if my payments are posted. They said Moneygment is not their accredited collecting agent. What to do? I have paid my semi annual there. I am also a voluntary member. Thanks!

    Reply
    • Luis Reginaldo Medilo says:
      3 years ago

      Hello, did you receive an email confirmation from Moneygment? You can email them [email protected].

      Reply
  3. Aura Rose Asdillo says:
    2 years ago

    Is there another alternative to paying Philhealth contributions online besides Moneygment? Thank you.

    Reply
  4. Diana Quistin says:
    2 years ago

    I think its better to go in the office to ask some questions. Thank you.

    Reply
  5. shayne says:
    7 months ago

    Wow, thank you so much for your step-by-step instructions! This is very helpful. Thank you! 🙂

    Reply
  6. Aya says:
    2 weeks ago

    Thank you for the detailed instructions! My account does not have a “Payment Management” tab. Did you apply for such feature in a Philhealth branch beforehand? (Kinda similar with online banking accounts where you have to apply for bank transfers, bills payment, etc.)

    Reply
  7. Cee Chu says:
    1 week ago

    Hello! Is this currently available? I don’t have an option of Pay Management in my online member portal. I tried logging in through browsers of my phone and laptop but there is no option about online payment. Are their others having this problem?

    Reply

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