If you’re working as a freelancer or have dealt with foreign clients, you might already be familiar with online payment systems such as PayPal and Payoneer.
Opening a PayPal account is easy and free; the hard part is connecting your account to your local bank so that you will receive your hard-earned dollars here in the Philippines. New users will have to input the correct PayPal bank codes for their local bank before they can withdraw their money.
That is why we’ve come up with this complete list of PayPal bank codes and SWIFT codes. You will need these codes for withdrawing your money from PayPal to your local bank, as well as international wire transfers and other bank transactions.
What is BRSTN?
The Bank Routing Symbol Transit Number (BRSTN) is a 9-digit code that identifies the name, city and country of a bank. It’s the most commonly used bank identifier code used among Philippine banks for transferring funds.
PayPal users are required to enter the BRSTN when linking their PayPal account to their local bank.
List of PayPal Bank Codes
Below is a table of banks in the Philippines and their corresponding BRSTN or PayPal bank codes. To avoid inconvenience, please contact your bank to verify that its bank code is correct and accurate before using it for your transactions.
If your bank is not on the list, it means that either your bank or PayPal doesn’t allow fund transfers, so you cannot withdraw your money to that bank.
Most of the bank codes in this list are provided by PayPal itself, so you can be assured that these are correct and accurate. Please let us know if some of these bank codes are incorrect.
| Bank Name | BRSTN/Bank Code |
|---|---|
| ALLIED BANKING CORPORATION | 10320013 |
| ASIA UNITED BANK | 11020011 |
| AUSTRALIA & NEW ZEALAND BANK | 10700015 |
| BANCO DE ORO UNIBANK, INC. (BDO) | 10530667 |
| BANGKOK BANK PUBLIC CO., LTD. | 10670019 |
| BANK OF AMERICA, NAT'L. ASS'N. | 10120019 |
| BANK OF CHINA | 11140014 |
| BANK OF COMMERCE | 10440016 |
| BANK OF THE PHILIPPINE ISLANDS (BPI) | 10040018 |
| BANK OF TOKYO-MITS., LIMITED | 10460012 |
| CHINA BANK SAVINGS, INC. | 11129996 |
| CHINA BANKING CORPORATION (CHINABANK) | 10100013 |
| CHINA TRUST COMMERCIAL BANK | 10690015 |
| CITIBANK, N. A. | 10070017 |
| CTBC BANK (PHILIPPINES) CORP. | 10690015 |
| DEUTSCHE BANK | 10650013 |
| DEVELOPMENT BANK OF THE PHILIPPINES (DBP) | 10590018 |
| EAST-WEST BANKING CORPORATION | 10620014 |
| EQUICOM SAVINGS BANK, INC. | 10960017 |
| EXPORT & INDUSTRY BANK | 10860010 |
| FIRST CONSOLIDATED BANK | 20780012 |
| FUJI BANK | 10640010 |
| HONGKONG AND SHANGHAI BANKING CORP. (HSBC) | 10060014 |
| INDUSTRIAL BANK OF KOREA | 11310019 |
| INTERNATIONAL COMMERCIAL BANK OF CHINA | 10560019 |
| INTERNATIONAL EXCHANGE BANK | 10680012 |
| INTERNATIONAL NEDERLAND BANK | 10660016 |
| JP MORGAN CHASE BANK | 10720011 |
| KEB HANA BANK | 10710018 |
| KOREA EXCHANGE BANK | 10710018 |
| LAND BANK OF THE PHILIPPINES (LANDBANK) | 10350025 |
| MAYBANK PHILIPPINES, INC. | 10220016 |
| MEGA INTERNATIONAL COMMERCIAL BANK CO. LTD | 10560019 |
| METROPOLITAN BANK AND TRUST COMPANY (METROBANK) | 10269996 |
| MIZUHO BANK,LTD. | 10640010 |
| PHILIPPINE BANK OF COMMUNICATIONS (PBCOM) | 10110016 |
| PHILIPPINE NATIONAL BANK (PNB) | 10080010 |
| PHILIPPINE SAVINGS BANK (PSBANK) | 10470992 |
| PHILIPPINE TRUST COMPANY | 10090039 |
| PHILIPPINE VETERANS BANK | 10330016 |
| PRUDENTIAL BANK | 10150018 |
| RIZAL COMMERCIAL BANKING CORP. (RCBC) | 10280014 |
| ROBINSONS BANK CORPORATION | 11070016 |
| SECURITY BANK CORPORATION | 10140015 |
| SHINHAN BANK | 11300016 |
| STANDARD CHARTERED BANK | 10050011 |
| STERLING BANK OF ASIA | 11190019 |
| SUMITOMO MITSUI BANKING CORP. | 11280013 |
| UNION BANK OF THE PHILIPPINES (UNIONBANK) | 10419995 |
| UNITED COCONUT PLANTERS BANK (UCPB) | 10299995 |
| UNITED OVERSEAS BANK PHILS. | 10270341 |
| YUANTA SAVINGS BANK | 11130011 |
How to Link Your Bank Account to PayPal
Before you can withdraw money from your PayPal account to your Philippine bank account, you need to link your bank account to PayPal. Sign in to your PayPal account, click Wallet at the top menu and click Link a bank account.
Just enter the name of the bank, the PayPal bank code and your bank account number to link your bank account to PayPal. Make sure that your account number is correct to avoid charges.
SWIFT Codes
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) code, also known as Bank Identifier Code (BIC), is an international code for identifying banks.
The SWIFT code is made up of:
- Institution or bank code (4 letters)
- Country code (2 letters)
- Location code (2 letters or digits)
- Optional local branch code (3 characters).
For instance, BDO Unibank has a SWIFT Code of BNORPHMM. This is broken down into:
- BNOR is the bank code
- PH (Philippines) is the country code
- MM (Metro Manila) is the location code
Some banks have a local branch code at the end of the SWIFT code. For example, HSBC Cebu branch has a SWIFT code of HSBCPHMMCEB, with CEB as the local branch code.
List of SWIFT Codes
Here’s the list of SWIFT codes that you can use to transfer money from banks abroad. You will need the SWIFT code of the receiving bank in order to send money to it.
| Bank Name | SWIFT Code |
|---|---|
| ASIA UNITED BANK CORPORATION | AUBKPHMM |
| AUSTRALIA AND NEW ZEALAND (ANZ) BANKING GROUP LTD | ANZBPHMX |
| BANK OF COMMERCE | PABIPHMM |
| BANK OF THE PHILIPPINE ISLANDS (BPI) | BOPIPHMM |
| BANCO DE ORO UNIBANK, INC. (BDO) | BNORPHMM |
| CHINA BANKING CORPORATION (CHINABANK) | CHBKPHMM |
| CHINA TRUST COMMERCIAL BANK MANILA | CTCBPHMM |
| CITIBANK N.A. (CEBU BRANCH) | CITIPHMXCBU |
| CITIBANK N.A. (MANILA HEAD OFFICE) | CITIPHMXV |
| CITIBANK SAVINGS INC. | CITIPH2X |
| DEVELOPMENT BANK OF THE PHILIPPINES (DBP) | DBPHPHMM |
| EAST WEST BANKING CORPORATION | EWBCPHMM |
| HONGKONG AND SHANGHAI BANKING CORP. (HSBC) (CEBU BRANCH) | HSBCPHMMCEB |
| HONGKONG AND SHANGHAI BANKING CORP. (HSBC) (MANILA HEAD OFFICE) | HSBCPHMM |
| HSBC SAVINGS BANK (PHILIPPINES) INC. | HBPHPHMM |
| LAND BANK OF THE PHILIPPINES | TLBPPHMM |
| MAYBANK PHILIPPINES INC. | MBBEPHMM |
| METROPOLITAN BANK AND TRUST CO. (METROBANK) | MBTCPHMM |
| PHILIPPINE BANK OF COMMUNICATIONS (PBCOM) | CPHIPHMM |
| PHILIPPINE BUSINESS BANK (PBB) | PPBUPHMM |
| PHILIPPINE NATIONAL BANK (PNB) | PNBMPHMM |
| PHILIPPINE SAVINGS BANK (PSBANK) | PHSBPHMM |
| PHILIPPINE VETERANS BANK | PHVBPHMM |
| PHILTRUST BANK (PHILIPPINE TRUST COMPANY) | PHTBPHMM |
| RIZAL COMMERCIAL BANKING CORPORATION (RCBC) | RCBCPHMM |
| ROBINSONS BANK CORPORATION | ROBPPHMQ |
| SECURITY BANK CORPORATION | SETCPHMM |
| STANDARD CHARTERED BANK | SCBLPHMM |
| UNION BANK OF THE PHILIPPINES | UBPHPHMM |
| UNITED COCONUT PLANTERS BANK (UCPB) | UCPBPHMM |
If you think that any of the information above is incorrect, please inform us by commenting below.
Hi, please help. What if I entered the 16-digit long card number instead of the 10-digit account number of my unionbank account to link on my paypal account? The funds I transferred from paypal to the said bank details was sent successfully, however up until now (2 mos later) the money is still not showing on my online banking.