Every income-earning Filipino should be a member of the Social Security System as it’s one of the best ways to protect yourself financially during your old age, sickness or disability. So if you’re wondering how much you’ll need to pay be an SSS member in good standing, then read on. We’ve come up with a complete and updated SSS contribution table for 2018, which you can refer to when it comes to paying your SSS monthly contribution for yourself or your employees.
Even if you’re not employed or if you’re a stay-at-home online freelancer like me, it’s still advisable to keep paying your SSS premiums. It doesn’t cost much to pay your SSS contributions. I’m working at home but I’m still regularly paying my SSS premiums, thanks to my sister who duly remits my contributions (it helps that she’s working at the SSS).
SSS Contribution Table 2018
There are basically two types of SSS members – employees, and self-employed, voluntary member, or overseas Filipino worker (SE/VM/OFW).
Employed members are required to pay 11% of their monthly salary credit (MSC), not exceeding P16,000. The employer pays 7.37% while the employee pays 3.63%.
For example, if you’re earning P9,700 per month, your monthly salary credit is P9,500. Based on the SSS contribution table below, your employee pays P709.80 while you pay P345.20 for a total monthly contribution of P1,055.00.
The total contribution includes a small payment to the Employee Compensation Program, which is P10.00 for an MSC of P1,000 to P14,749, and P30 for an MSC of P14,750 or more.
If your salary exceeds P15,750, your monthly salary credit is P16,000. So even if you earn P30,000 or P50,000 per month, you will still pay the amount that corresponds to the MSC of P16,000.
Self-employed, voluntary and OFW members also have to pay 11% of their monthly salary credit based on their monthly income declared at the time of registration.
SSS Contribution Table for Employed Individuals
The SSS contribution table below is for employers and employees in the Philippines.
|Range of Compensation||Monthly Salary Credit||Employer Contribution||Employee Contribution||Total Contribution|
|1,000 - 1,249.99||1,000||83.70||36.30||120.00|
|1,250 - 1,749.99||1,500||120.50||54.50||175.00|
|1,750 - 2,249.99||2,000||157.30||72.70||230.00|
|2,250 - 2,749.99||2,500||194.20||90.80||285.00|
|2,750 - 3,249.99||3,000||231.00||109.00||340.00|
|3,250 - 3,749.99||3,500||267.80||127.20||395.00|
|3,750 - 4,249.99||4,000||304.70||145.30||450.00|
|4,250 - 4,749.99||4,500||341.50||163.50||505.00|
|4,750 - 5,249.99||5,000||378.30||181.70||560.00|
|5,250 - 5,749.99||5,500||415.20||199.80||615.00|
|5,750 - 6,249.99||6,000||452.00||218.00||670.00|
|6,250 - 6,749.99||6,500||488.80||236.20||725.00|
|6,750 - 7,249.99||7,000||525.70||254.30||780.00|
|7,250 - 7,749.99||7,500||562.50||272.50||835.00|
|7,750 - 8,249.99||8,000||599.30||290.70||890.00|
|8,250 - 8,749.99||8,500||636.20||308.80||945.00|
|8,750 - 9,249.99||9,000||673.00||327.00||1,000.00|
|9,250 - 9,749.99||9,500||709.80||345.20||1,055.00|
|9,750 - 10,249.99||10,000||746.70||363.30||1,110.00|
|10,250 - 10,749.99||10,500||783.50||381.50||1,165.00|
|10,750 - 11,249.99||11,000||820.30||399.70||1,220.00|
|11,250 - 11,749.99||11,500||857.20||417.80||1,275.00|
|11,750 - 12,249.99||12,000||894.00||436.00||1,330.00|
|12,250 - 12,749.99||12,500||930.80||454.20||1,385.00|
|12,750 - 13,249.99||13,000||967.70||472.30||1,440.00|
|13,250 - 13,749.99||13,500||1,004.50||490.50||1,495.00|
|13,750 - 14,249.99||14,000||1,041.30||508.70||1,550.00|
|14,250 - 14,749.99||14,500||1,078.20||526.80||1,605.00|
|14,750 - 15,249.99||15,000||1,135.00||545.00||1,680.00|
|15,250 - 15,749.99||15,500||1,171.80||563.20||1,735.00|
|15,750 - over||16,000||1,208.70||581.30||1,790.00|
SSS Contribution Table for Self-Employed, Voluntary and OFW Members
The SSS contribution table below is for self-employed individuals, voluntary members and overseas Filipino workers. For OFWs, the minimum monthly salary credit is P5,000.
Non-working spouses’ contribution is 50% of the their working spouse’s last posted monthly salary credit, which should not be lower than P1,000.
|Range of Compensation||Monthly Salary Credit||Total Contribution|
|1,000 - 1,249.99||1,000||110.00|
|1,250 - 1,749.99||1,500||165.00|
|1,750 - 2,249.99||2,000||220.00|
|2,250 - 2,749.99||2,500||275.00|
|2,750 - 3,249.99||3,000||330.00|
|3,250 - 3,749.99||3,500||385.00|
|3,750 - 4,249.99||4,000||440.00|
|4,250 - 4,749.99||4,500||495.00|
|4,750 - 5,249.99||5,000||550.00|
|5,250 - 5,749.99||5,500||605.00|
|5,750 - 6,249.99||6,000||660.00|
|6,250 - 6,749.99||6,500||715.00|
|6,750 - 7,249.99||7,000||770.00|
|7,250 - 7,749.99||7,500||825.00|
|7,750 - 8,249.99||8,000||880.00|
|8,250 - 8,749.99||8,500||935.00|
|8,750 - 9,249.99||9,000||990.00|
|9,250 - 9,749.99||9,500||1,045.00|
|9,750 - 10,249.99||10,000||1,100.00|
|10,250 - 10,749.99||10,500||1,155.00|
|10,750 - 11,249.99||11,000||1,210.00|
|11,250 - 11,749.99||11,500||1,265.00|
|11,750 - 12,249.99||12,000||1,320.00|
|12,250 - 12,749.99||12,500||1,375.00|
|12,750 - 13,249.99||13,000||1,430.00|
|13,250 - 13,749.99||13,500||1,485.00|
|13,750 - 14,249.99||14,000||1,540.00|
|14,250 - 14,749.99||14,500||1,595.00|
|14,750 - 15,249.99||15,000||1,650.00|
|15,250 - 15,749.99||15,500||1,750.00|
|15,750 - over||16,000||1,760.00|
SSS Payment Due Dates
To avoid penalties and delays in the processing of your benefits, make sure that you pay your SSS monthly contribution on time. This is the schedule of payment for employers and for self-employed and voluntary members (except OFWs):
Basically, if the 10th digit of the 13-digit ER/HR number (for employers) or the last digit of the SS number (for SE/VM) ends in:
- 1 or 2 = pay on the 10th day of the month
- 3 or 4 = pay on the 15th day of the month
- 5 or 6 = pay on the 20th day of the month
- 7 or 8 = pay on the 25th day of the month
- 9 or 0 = pay on the last day of the month
Business and household employers have to pay monthly. Self-employed and voluntary members can pay on a monthly or quarterly basis. OFWs can pay anytime of the year, but contributions for October or December have to be paid on or before January 31 of the next year.
To view your previous SSS contributions, as well as other information relevant to your membership, just log in to your SSS online account at https://www.sss.gov.ph. If you don’t have an SSS online account, you can register for a free account here. You can also use the new SSS portal at: https://portal.sss.gov.ph/member/.
I hope that this SSS contribution table 2018 helps you in determining how much to pay monthly. Don’t forget to share this article with your friends, family, co-workers and anyone who needs this information. If you have any questions, don’t hesitate to comment below and I will try my best to help.