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How to Borrow Load From TM (Utang Load)

Ran out of prepaid load? Borrow load and pay it the next time you reload

Luis Reginaldo Medilo by Luis Reginaldo Medilo
December 2, 2020
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There may be times when you run out of prepaid load and there’s no way to buy load at that moment. What are you going to do in that situation? Thanks to the TM Utang Load service, you can borrow load from TM (or Touch Mobile) so that you don’t have to look for the nearest sari-sari store to buy prepaid load.

With the TM Utang Load service, you can borrow various load denominations and promos which you can repay at a later date. You can borrow load from TM ranging from ₱5 to ₱60 as well as some popular promos like GoSurf. The loan amount plus the corresponding service charge will be deducted on your next reload or top-up.

The TM Utang Load service is open to all TM subscribers but the availability of certain load denominations and promos depends on certain factors such as how long you’ve been a TM subscriber and how quickly you repaid your previous loans. New TM subscribers start with the lowest priced offers like SURFSOS. So the more you buy load, register to promos and borrow load, the more TM Utang Load offers you can avail of.

The next time you run out of load, just remember that you can borrow load from TM, so you don’t have to request a pasaload from your friends. Be sure to repay your loan as soon as possible to remain eligible for TM Utang Load offers in the future.

How to Borrow Load or Utang Load from TM

There are two ways to borrow load from TM: by texting the keywords to 3733 or by dialing *143#. You can borrow load even if you have zero balance.

Borrow Load via Text Message

To borrow load from TM via SMS, text UTANG <KEYWORD> and send to 3733.

For example, to borrow ₱10 load, text UTANG LOAD10 to 3733.

You will receive a text confirmation of the loan if you are eligible for the offer. If not, you will also receive a text message with instructions to know which load denomination or promos you can borrow.

To learn which TM Utang Load offers you are eligible to borrow, dial *143# and select “Utang.”

Borrow Load via *143#

Another way to borrow load from TM is to dial *143 and select “Utang.”

TM Utang Load

Navigate to the offer that you want to borrow (for example, SURFSOS) and select “Subscribe” to avail of the offer.

List of TM Utang Load and Promo Offers

In the table below, you can find a list of load denominations and promos that you can borrow through TM Utang Load. The amounts listed here include the standard rate plus the service fee.

KeywordDescriptionAmountValidity
UTANG LOAD55 pesos load63 days
UTANG LOAD1010 pesos load123 days
UTANG LOAD1515 pesos load1815 days
UTANG LOAD2020 pesos load2415 days
UTANG LOAD2525 pesos load3015 days
UTANG LOAD3030 pesos load3615 days
UTANG LOAD3535 pesos load4215 days
UTANG LOAD4040 pesos load4815 days
UTANG LOAD4545 pesos load5415 days
UTANG LOAD5050 pesos load6015 days
UTANG C1010 minutes calls to TM/Globe + unlimited texts to TM/Globe + 50 texts to other networks121 day
UTANG C1510 minutes calls to TM/Globe + unlimited texts to TM/Globe + 50 texts to other networks182 days
UTANG C2020 minutes calls to TM/Globe + unlimited texts to TM/Globe + 50 texts to other networks243 days
UTANG CA10Unlimited calls to TM/Globe + unlimited texts to TM/Globe + 50 texts to other networks121 day
UTANG CA20Unlimited calls to TM/Globe + unlimited texts to TM/Globe + 50 texts to other networks243 days
UTANG CU10100 texts to all networks122 days
UTANG GOSURF1040MB mobile data + 200MB for Spotify121 day
UTANG GOSURF1540MB mobile data + 300MB for Spotify182 days
UTANG GOSURF30100MB mobile data + 200MB for Spotify361 day
UTANG GOSURF50700MB mobile data + 400MB for Spotify603 days
UTANG SULITXT525 texts to TM/Globe61 day
UTANG T10Unlimited texts to TM/Globe121 day
UTANG U15Unlimited calls to TM/Globe181 day
UTANG UA10Unlimited texts to all networks121 day
UTANG ASTIGFB10100MB mobile data for Facebook121 day
UTANG COC520MB mobile data for Clash of Clans52 days
UTANG GOOGLE520MB mobile data for Google52 days
UTANG INSTAGRAM520MB mobile data for Instagram52 days
UTANG TWITTER520MB mobile data for Twitter52 days
UTANG WATTPAD520MB mobile data for Wattpad (mirror mainstream SKU)61 day
UTANG YOUTUBE520MB mobile data for YouTube52 days
UTANG YOUTUBE10100MB mobile data for YouTube121 day
UTANG UT10Unlimited texts to TM/Globe (Visayas, Mindanao and selected South Luzon areas only)122 days
UTANG UP15Unlimited calls to TM/Globe + 100 texts to TM/Globe (Mindanao only)181 day
UTANG ACA10100 minutes calls to TM/Globe + 100 texts to all networks (Davao only)121 day
COMBOSOS2 minutes calls to TM/Globe + 2 texts to TM/Globe61 day
SURFSOS5MB mobile data51 day

The service fee is equivalent to 20% of the regular price of the load or promo, rounded off to the nearest peso value. The service fee is fixed, and no interest is charged to the subscriber no matter how long the loan is repaid.

Promos that you borrowed from the TM Utang Load service cannot be extended. However, you can borrow load from TM to extend your regular promo subscription.

You can borrow only one load denomination or promo at a time. If you have an unpaid loan, you must repay it before you can borrow again. The load or promo amount that you borrowed will be deducted from your balance upon your next reload or top-up.

How to Check TM Utang Load Status

To check the status of your regular load loan, dial *143# and navigate to “Utang” and then “Status.” Select either “Utang status” or “Utang Promo status.”

To check the status of your promo loan, text UTANG <KEYWORD> BAL and send to 3733. For example, to check the status of GoSurf10, text UTANG GOSURF10 BAL and send to 3733.

How to Pay Your Loan

TM will automatically deduct the loan amount from your prepaid load balance upon your next reload or top-up. It will not be deducted if your load balance is lower than your loan amount, so make sure to reload a sufficient amount to pay off your outstanding loan.

You can also pay your TM Utang Load loan by dialing *143# and navigating to Utang > Pay Utang > Confirm Payment. Make sure that you have enough load balance to pay off your loan amount.

How to Stop TM Utang Load Promo

If you want to stop or unsubscribe from a borrowed promo, text STOP UTANG <KEYWORD> and send to 3733. For example, to stop GoSurf15, text STOP UTANG GOSURF15 and send to 3733.

You can also stop or unsubscribe from your current TM Utang Load promo by dialing *143# and going to “Utang” and then “Unsubscribe.” Choose the promo that you want to stop.

Take note that stopping your promo does not wipe out your loan. You must still pay your loan before you can borrow again.

Conclusion

It’s nice to know that you can borrow load from TM anytime you want. Whether you ran out of load or you want to text someone urgently, you can borrow the TM load or promo that you need.

For more information about how to borrow load from TM, text UTANG INFO and send to 3733. You may also call the customer service hotline 808 on your TM mobile number or visit the TM Tambayan website.

Tags: Republika ng TM
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Luis Reginaldo Medilo

Luis Reginaldo Medilo

Luis is the founder and editor of Tech Pilipinas. He is passionate about technology and how it can change the world for the better.

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