• Home
  • About Us
  • Advertise
  • Archives
  • Contact Us
  • Smartphone Prices
Wednesday, June 4, 2025
Tech Pilipinas
  • Telecoms
  • Government
  • Fintech
  • Internet
  • Social Media
  • Tutorials
  • Entertainment
  • E-commerce
  • Deals
  • More
    • Gaming
    • Gadgets
    • Mobile
    • Apps
    • Business
    • News
    • Security
No Result
View All Result
  • Telecoms
  • Government
  • Fintech
  • Internet
  • Social Media
  • Tutorials
  • Entertainment
  • E-commerce
  • Deals
  • More
    • Gaming
    • Gadgets
    • Mobile
    • Apps
    • Business
    • News
    • Security
No Result
View All Result
Tech Pilipinas
No Result
View All Result

Home » Government » Pag-IBIG Contribution Table for 2024 (With Online Calculator)

Pag-IBIG Contribution Table for 2024 (With Online Calculator)

Do you want to know your Pag-IBIG monthly contribution? Find out here.

Luis Reginaldo Medilo by Luis Reginaldo Medilo
January 18, 2024
in Government
1
Pag-IBIG contribution table
160
SHARES
Share on FacebookShare on Twitter

Decent shelter is the right of every Filipino. Unfortunately, buying or building your own house can be quite costly. This is where the Housing Development Mutual Fund (HDMF) or Pag-IBIG Fund comes in. The Pag-IBIG Fund provides housing loans and financing to ordinary Filipinos so that they can afford decent housing. So if you’re an HDMF member or if you’re interested in joining Pag-IBIG, you might want to know the Pag-IBIG contribution table and payment schedule.

The Pag-IBIG Fund offers the End-User Home Financing Program (EUF), a housing loan with interest rates as low as 4.5% per annum and loan terms of up to 30 years, with a maximum loan amount of ₱6 million. The Pag-IBIG Affordable Housing Program (AHP) allows members to purchase residential lots, houses and condominium units at monthly payments of as low as ₱1,897, with a maximum loan amount of ₱750,000.

Pag-IBIG also provides short-term loans such as the calamity loan and the multi-purpose loan for minor home improvements, small business capital, educational expenses, payment of utility bills and other personal purposes.

Aside from loans, Pag-IBIG also has a provident saving program where members can withdraw their accumulated savings after 20 years and 240 monthly contributions, or at a mandatory retirement age of 65. Pag-IBIG members can also withdraw their accumulated savings should they decide to leave the country for good, or if they suffer from sickness, disability or death.

As you can see, being a member of Pag-IBIG allows you to avail of housing loans and assistance, making your dream of owning a house a reality. But to ensure that you are eligible for benefits, you need to pay at least 24 monthly savings or contributions.

Employers are mandated by law to pay their employees’ contributions, and this is usually done automatically during payroll. You can check if your employer is paying your monthly contributions correctly by referring to the Pag-IBIG contribution table below.

Pag-IBIG Contribution Calculator

Use this calculator to compute your Pag-IBIG monthly contribution as well as your employer’s share. Choose your membership type (self-employed, OFW or other), and then enter your monthly income. Click the “Calculate” button to determine your Pag-IBIG monthly contribution.

Membership Type:




Monthly Income:

Pag-IBIG Monthly Contribution:
Employer’s Contribution:

Pag-IBIG Contribution Table for 2024 for Employees

Monthly CompensationEmployee ShareEmployer ShareTotal
₱1,000 to ₱1,4991%2%3%
₱1,500 to ₱4,9992%2%4%
₱5,000 and above3%3%6%

As the Pag-IBIG contribution table shows, the employee share is pegged at 1% if his monthly compensation is less than ₱1,500, and 2% if the monthly compensation is more than ₱1,500. The employer share is set at 2% regardless of the employee’s monthly compensation.

Take note that the maximum monthly compensation used for computing employee contributions is ₱5,000, which means that the maximum employee and employer contributions are both ₱100.

To compute your Pag-IBIG monthly contribution, follow this formula: monthly compensation amount x employee or employer share.

For example, if you’re earning ₱4,000 per month, your monthly contribution is ₱80 (4,000 x 0.02 = 80), with your employer also paying ₱80.

If you’re earning ₱10,000 per month, for example, your monthly contribution is ₱100, which is the maximum currently allowed. Your employer’s share is ₱100.

What if you’re a self-employed or voluntary member? Since you don’t have an employer in that case, you will have to shoulder both the employee share and the employer share. So your maximum monthly contribution as a self-employed or voluntary member is ₱200.

Overseas Filipino workers (OFWs) whose employers are not subject to mandatory coverage should contribute an amount equivalent to 2% of their monthly income, in accordance with HDMF Circular No. 391. The OFW may opt to pay the employer counterpart of 2%. The maximum monthly compensation used to compute the membership savings is also ₱5,000.

Pag-IBIG Payment Schedule

Employers are required to remit the monthly employer and employee contributions to the nearest Pag-IBIG branch or at an authorized collecting bank, together with the duly accomplished Membership Contribution Remittance Form (MCRF). The Pag-IBIG payment schedule for employers and employees is as follows:

First Letter of Employer or Business NameDue Date
A to D10th to 14th day of the month
E to L15th to 19th day of the month
M to Q20th to 24th day of the month
R to Z, 0 to 925th to last day of the month

Late payments are subject to a penalty equivalent to 1/10 of 1% per day of the delay of the amount due, starting on the first day immediately after the due date.

Self-employed and voluntary members can opt to pay their contributions monthly or quarterly. Self-employed and voluntary members should remit their contributions on or before the 10th day of the month following the period covered. For example, the payment deadline for the month of July is August 10.

If you opt to pay quarterly, you have to remit your contribution on the 10th day of the month of the first month of the quarter. For instance, if you pay for the period of April to June, the due date is April 10.

Conclusion

We hope that you find the Pag-IBIG contribution table and payment schedule useful. If you have any questions or concerns about your HDMF or Pag-IBIG membership, contact the Pag-IBIG Fund through the 24/7 hotline number (02) 724-4244 or send an email to contactus@pagibigfund.gov.ph.

Tags: HDMFPag-IBIG
Don't Miss An Article!
Sign up for our free newsletter and get updated every time we publish a new article. We work very hard to bring you the latest happenings in the Philippine and global tech scene.
We will not share your email address. We really hate spam!
Previous Post

PhilHealth Contribution Table for 2024 (With Online Calculator)

Next Post

How to Schedule a DFA Passport Appointment Online (2025 Updated Guide)

Luis Reginaldo Medilo

Luis Reginaldo Medilo

Luis is the founder and editor-in-chief of Tech Pilipinas. A former Electronics Engineering student and Department of Science and Technology (DOST) scholar, he is passionate about technology and how it can change the world for the better. Luis has more than 20 years of hands-on experience with computers and the Internet.

You May Also Like

Government

How to Check Your RDO Code Online (2025 Updated Guide)

January 7, 2025
Government

How to Transfer Your BIR RDO Online and Via Email

January 7, 2025
Government

How to Know Your SSS Number if Forgotten or Lost (2025 Updated Guide)

January 7, 2025
Government

NCSC Senior Citizen Online Registration Guide for 2025

January 7, 2025

Comments 1

  1. Ky says:
    5 years ago

    Please can you advise if employee on maternity leave period, are they still required to contribute to HDMF?

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Latest Articles

Best Websites to Buy Social Media Engagement From in 2025

June 2, 2025

How to Choose the Right Generative AI Development Company

June 2, 2025

DreamLeague Season 26: The Global Online Showdown Begins

May 29, 2025

Philippines Launches ₱9-Trillion ‘Build Better More’ Infrastructure Program to Boost Economic Resilience

May 28, 2025

Offer Extra Value to Clients Without Being a Pro Editor – Using CapCut PC

May 29, 2025

Recommended

What is the Meaning of CTTO and Should You Use It?

January 24, 2025

List of Smart and Globe Netflix Promos in the Philippines

February 13, 2024

List of Globe Promos for 1 Month (30 Days)

February 13, 2024

Complete List of TM EasySurf Promos (2025 Updated)

January 7, 2025
postal ID requirements

How to Get a Postal ID: Requirements, Fees and Application

September 7, 2023
Facebook Twitter Instagram Youtube Pinterest Telegram

About Us

Tech Pilipinas is the Philippines’ digital lifestyle and technology magazine, helping millions of Filipinos keep up with the challenges of the fast-paced, ever-changing world of technology.

Office Address: General Maxilom Avenue, Cebu City, Cebu, Philippines
Email: editor@techpilipinas.com
Phone: +639055450299

Get it on Google Play

Browse by Category

  • Apps
  • Business
  • Computers
  • Deals
  • E-commerce
  • Entertainment
  • Fintech
  • Gadgets
  • Gaming
  • Government
  • Internet
  • Mobile
  • News
  • Reviews
  • Security
  • Social Media
  • Software
  • Technology
  • Telecoms
  • Tutorials
  • Uncategorized
  • ZIP Codes

Popular Tags

BDO BIR BPI Facebook GCash Globe HDMF mobile wallet online banking online payments online shopping Pag-IBIG PayMaya PLDT Republika ng TM Smart Social Security System SSS Talk N' Text WiFi

Copyright © 2017-2025, Tech Pilipinas and Luis Reginaldo Medilo. All Rights Reserved.
Tech Pilipinas ® is a registered trademark with the Intellectual Property Office of the Philippines with Registration No. 4/2023/00502052.
No part of this site may be copied, reproduced, modified or distributed without the prior written consent of Tech Pilipinas.
Contact Us | Copyright Notice | Disclosure Policy | Disclaimer | Privacy Policy | Editorial Policy

  • Home
  • Categories
    • Apps
    • Business
    • Computers
    • Deals
    • E-commerce
    • Fintech
    • Gadgets
    • Gaming
    • Government
    • Internet
    • Mobile
    • News
    • Reviews
    • Security
    • Social Media
    • Software
    • Telecoms
    • Tutorials
    • Entertainment
  • About Us
  • Archives
  • Advertise
  • Contact Us
  • Smartphone Prices