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How to Borrow Load From Smart or TNT (Utang Load)

Need to text someone urgently but you don't have any prepaid load? Find out how to borrow load from Smart or TNT!

Luis Reginaldo Medilo by Luis Reginaldo Medilo
July 4, 2021
in Telecoms
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Have you ever experienced wanting to text someone only to discover that you don’t have any remaining load? Before you ask your friend to send you load or go outside to buy prepaid load (or even buy load online), you can try to borrow load from Smart or TNT. They offer subscribers the ability to borrow load or texts in case of emergency. You can even borrow text, call and Internet promos as long as you’re qualified.

The Smart SOS service or “utang load” allows you to borrow prepaid load credits or selected text, call and Internet bundles so you don’t have to request for a pasaload from friends or family. After receiving the Smart loan load, you will be deducted the corresponding amount on your next load recharge or top-up. So keep that in mind the next time you top up your prepaid load credits because Smart will automatically deduct the amount of your loan.

So who are qualified to borrow load from Smart or TNT? For starters, your Smart or TNT SIM needs to be active for at least 30 days. This is meant to prevent abuse. So make sure that your SIM is at least a month old before availing of the Smart SOS service.

Take note that you can borrow only one Smart SOS loan at a time. If you have an unpaid loan, you need to pay it before you can borrow again.

Table of Contents

  • How to Borrow Load from Smart and TNT
    • Dial *767 or *SOS
    • Dial *5623# or *LOAD#
    • Text the Keyword to 7676
  • How to Check Your Load Balance

How to Borrow Load from Smart and TNT

Borrowing load from Smart or TNT is very easy. All you need is a mobile phone (obviously) and you can borrow load even if you have zero balance. Here are some ways to borrow load from Smart:

Dial *767 or *SOS

Just dial *767 on your mobile phone and wait for a text message confirming your loan.

borrow load from Smart

You will receive 3 Smart/TNT texts and ₱1 airtime load valid for one day. ₱4 will be deducted on your next load top-up.

You can also borrow 5 texts to all networks valid for one day by dialling *7572. ₱5 will be deducted on your next top-up.

If you want to call someone, you can borrow 1 minute of calls to Smart/TNT. Just dial *7871 and ₱6.50 will be deducted on your next load top-up.

Dial *5623# or *LOAD#

Another way to borrow load is to dial the USSD code *5623# and choose from several options.

how to borrow load from Smart

With this method, you can choose to borrow texts, voice calls or combo packages.

NameDescriptionDeductionValidity
P4 ON NET SMSBorrow 4 texts to Smart/TNT4.001 day
P5 ALL NET SMSBorrow 5 texts to Smart/TNT5.001 day
P6.50 ON NET VOICEBorrow 1 minute call to Smart/TNT6.501 day
P7 BIG SEVENBorrow 9 texts to Smart/TNT7.001 day
P10 COMBO SMSBorrow 5 texts to Smart/TNT + 2 voice messages to Smart/TNT10.001 day
P10 COMBO VOICEBorrow 1 minute call to Smart/TNT + 5 minutes Internet10.001 day

Text the Keyword to 7676

You can also borrow load from Smart by texting SOS (keyword) to 7676. You will then receive a confirmation message that your loan request is successful.

Here are the keywords, deduction amount and validity for Smart SOS packages that you can borrow:

NameKeywordDescriptionDeductionValidity
BIG7SOS BIG7 to 7676Borrow 9 texts to Smart/TNT7.001 day
BIG10SOS BIG10 to 7676Borrow 3 texts to Smart/TNT and 10 texts to all networks10.001 day
SURF10SOS SURF10 to 7676Borrow 10 minutes of Internet surfing + ₱1 airtime load10.001 day
ALL OUT SURF 20SOS ALLOUT20 to 7676Borrow unlimited texts to all networks, 20 minutes calls to Smart/TNT/Sun, 150MB Internet data, and free Facebook24.001 day
ALL OUT SURF 30SOS ALLOUT30 to 7676Borrow unlimited texts to all networks, 30 minutes calls to Smart/TNT/Sun, 300MB Internet data, and free Facebook36.002 days
UCT 30SOS UCT30 to 7676Borrow unlimited texts to all networks, unlimited calls to Smart/TNT/Sun, and 100MB Internet data36.001 day

For TNT subscribers, just replace SOS with SAKLOLOAD and send to 7676. For example: SAKLOLOAD SURF10.

How to Check Your Load Balance

To know your Smart SOS load balance, just text SOS BAL to 7676 for Smart subscribers and SAKLOLOAD BAL to 7676 for TNT subscribers. Or you can open SIM Toolkit and tap Prepaid Balance.

Easy, isn’t it? So the next time you run out of load and you needed to contact someone urgently, just dial *767 or follow any of the methods mentioned above. Don’t forget to pay your loan by reloading your prepaid load or texting PAY to 7676.

Tags: prepaid loadSmart
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Luis Reginaldo Medilo

Luis Reginaldo Medilo

Luis is the founder and editor of Tech Pilipinas. A former DOST scholar and electronics engineering student, he is passionate about technology and how it can change the world for the better.

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